If one takes Woolf’s statement only in the literal (material sense) then I would have to disagree.  JK Rowling would probably also disagree–she certainly didn’t have money or a room to herself when she began writing the Harry Potter books!  (Nor do I think she is the exception which proves the rule.)  Writing is one of few arts which doesn’t really require investment–in terms of expensive materials.  A pen, paper, and your imagination are the minimum requirements.  What seems more relevant to me are the issues of time and places to write.  What is your investment in these areas?  Is writing a priority for you?  Or is it at the very bottom of your “to do” list?  After you’ve taken care of everything else?  If this is your situation then money and a room of your own won’t change anything.  It won’t make you a writer (or any other kind of artist).  So, for me, the important questions are: if I want to write, do I give myself priority time in which to write?  (Even as little as half an hour can work.)  Then do I have a place to write–as free from interruptions as possible?  Beyond a degree of quiet, I don’t have many requirements about place.  I write indoors and outdoors, at tables, on the couch, etc.  In the evening, during the afternoon, whatever fits my schedule or an unannounced visit from the Muse.  Writing has a flexibilty & portability that many other arts do not have.  I don’t have fantasies about “the perfect writer’s room” or “what I would do if only I had the money”.  I’m too busy doing the writing I want to be doing!  However, there are special places I like to write, and the photo below shows one of them.

 

(Click for larger image.  Photo by Cheshire D.)

This is a place in the park near my house.  I visit as often as possible.  To write or just to sit and think or day dream.  “Writing time” includes periods of not writing–so that ideas can percolate and gather strength.  I’ve discovered that rivers and waterfalls are good environments for me as a writer.  What about you?   Oceans?  Lakes?  What natural places inspire your Muse?